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Q&A: Insurance quote too good to be true?

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Question by thunderbird1650: Insurance quote too good to be true?
At present I have auto insurance from Geico, (which I had taken about an year and a half ago after comparing quotes from Liberty Mutual, AIG, Progressive etc.) On a friend's advice, I received insurance quotes from 21st Century and Ameriprise and to my disbelief, they are almost half of my current premium. It sounds too good to be true. so I am not jumping and switching.

Is there any catch with these companies? I googled and did not find a lot of complaints against them. How can they offer the same coverage for half the price?

Best answer:

Answer by Q cumber
what's important is not how cheap it is, the important thing is how easy it is to file a claim.

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