Q&A: Where is the best place to purchase product liability insurance?
Question by baruchgirl: Where is the best place to purchase product liability insurance?
Need product liability insurance for imported hardwood flooring.
Best answer:
Answer by trade_info
Call an independent insurance agent specializing in commercial insurance. I like the indep. agents because they usually can shop among various companies for the best deal. At renewal time, make sure to quote the policy elsewhere as they can be lazy about that and it can cost you some big $ $ $ if you don't.
Make sure you have a good written warranty on your product. It seems many people have no clue how to acclimate hardwood prior to installation and it is laughable when a builder tries to sell you a home with big gaps between the board ends. A real stoner was he.
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Q&A: how do u know if u should get full coverage or liability insurance?
Question by Stanley S: how do u know if u should get full coverage or liability insurance?
I brought a 2000 Buick century for $ 2500 and don't know if i should get liability or full coverage insurance.
Best answer:
Answer by mccoyblues
Liability is required. You MUST have liability insurance because that is what protects you if someone gets hurt or someone else's property gets damaged and you are the cause of the accident.
Full coverage means you also carry collision insurance which covers the damage to your car if it is involved in an accident. For a $ 2500 Buick I don't think I would be carrying much collision coverage if any at all for the simple reason that even if the car was damaged it's not worth fixing. You'll probably have a $ 500 or $ 1000 deductible (out of pocket expenses) to begin with so the difference in what the insurance will cover and what the car is worth isn't going to worth the money you spend on the monthly premium.
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where do you get good rates for dance instructor liability insurance?
Question by anmgal: where do you get good rates for dance instructor liability insurance?
I am a dance instructor and I need to get liability insurance. Anyone know of a place to get the best quotes. I tried Markel and they are expensive. I also plan to have other instructors that I train and work with me. How do I get insurance for them? Is this per instructor, or can it be as a dance school? Please let me know. I need this info ASAP. Thanks for your help
Best answer:
Answer by smiling_freds_biz_info
Any insurance agents in your town? Give one a call that deals with this type of insurance.
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