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30Apr/116

What is the difference between accidental death life insurance and regular life insurance?

life insurance
by sombraala

Question by Sweetask: What is the difference between accidental death life insurance and regular life insurance?
What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn't all deaths (excluding illnesses) be accident? If you only buy life insurance and don't include accidental death insurance then what is usually excluded? Thanks!!!
(I know its different for every insurance company, I am just wondering what generally the outcomes would be)

Best answer:

Answer by Laura H
answered your own question - illness cover only or illness and accident

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27Apr/113

What happens to the Life insurance policy if the petitioner gets a death sentences?

life insurance
by chamisa flower

Question by Erdnusslöckchen: What happens to the Life insurance policy if the petitioner gets a death sentences?
I'm just curious about the following scenario
Lets say someone has a life insurance and get a death sentences.
Would the life insurance policy be automatically void?

Best answer:

Answer by Reena
I am sure that is one of the exceptions.

Right next to suicide is probably the one about "being involved in criminal activity that resulted in death..."

Even if it wasn't... it takes up to 20 years from death sentence to execution... that insurance company would have to be paid 20 years worth of premiums while the policy holder sits behind bars and waits for his timely death. Chances are that they will cancel his policy on him as soon as they find out that he is behind bars...

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25Apr/110

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