home insurance medical payments
home insurance medical payments
Can I refinance my home with bad credit?
My husband and I need to refinance our home to reduce our monthly payments. We pay 9% currently. We both have bad credit. About 4 years ago we started getting behind and could not make payments by credit card credit. It was either pay or pay our house payment. So I did not pay them. We also have some unpaid medical bills that our insurance does not cover after the birth of our daughter. Creditors are always on our backs. In May we will be eligible to refinance our house (we had a penalty clause for prepayment in our mortgage contract). How lucky we get a lower interest rate and lower monthly payments? Any help is greatly appreciated!
Bad credit is one of the worst problems to have ... However there is a solution. I present to talk about my personal experience. I did debt consolidation a couple of years, however If I had to I pay it again for a few minor details, if someone wants to get out of debt today it is fairly easy with a plan for debt consolidation, but can become a bit complicated at times, I suggest you get as much information as possible on this line first, a good place to start in my humble opinion is astraight the point ebook with question and answer I found: http://umgarticles.atspace.com/debt-consolidation. htm if it helps kindly remember your vote! .. Cheers!
Q&A: what are the benefits of requiring tenants to carry “tenant liability insurance?
Question by charlotte q: what are the benefits of requiring tenants to carry "tenant liability insurance?
I own a stock-coop apt. at the beach. Recently I have been renting it out through a qualified realtor. It is a valuable piece of real estate. I have decided to require all my tenants to carry
"tenant liability insurance."
What are the benefits of this?
i actually put it in the lease that the tenant must show proof of the insurance before they move in!
what I am looking for is that is someone like their maid or a houseguest should do a "slip and fall"
that their insurance would pay.
Best answer:
Answer by pat_luey2000
it''s a good idea for everyone to have it, ours sure has paid off and glad we have it, not expensive either and umbrella insurance is also affordable, about a hundred a year.
Add your own answer in the comments!
If a life insurance company goes bankrupt, what happens to whole life insurance benefits?
Question by bellas: If a life insurance company goes bankrupt, what happens to whole life insurance benefits?
My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other financial institutions these days? Will the benefits still be payable?
I also think it's strange that he had to pay $ 700 more to this insurance company as an "adjustment"(?) recently even though the policy was fully paid for a long time ago. Is this normal?
Best answer:
Answer by Chris C
If an insurance company goes bankrupt, typically the company that buys that bankrupt one has to honor the policies that were inforce.
Example: Sun Life in Canada has bought out several companies including Prudential, Clarica and Met Life. Sun Life still maintains those policies, they just have a different logo on the letterhead now.
FYI, AXA has more than $ 660 Billion in assets under management. I doubt that they will be going bankrupt. Liquidity issues maybe, but not bankrupt. There are a lot of financial companies that peopel think are going bankrupt becuase of vague headlines in the news. IE: AIG...they are no where near being bankrupt, they just have liquidity problems...think of it like you get laid off work for 2 months and you don't have any easily available cash...you use your credit card to get buy...now imagine this bailout as being your credit card, only the AIG situation has A LOT more zero's at the end. They just need a little cash until they can free up some of thier own.
Not sure about that adjustment. Depends on what type of policy it is that you have. If it's a U/L policy or something where perhaps dividends were paying the premiums then an adjustment could be very normal. Best bet is to speak with your agent and inquire obout what the adjustment is for and why it is what it is.
What do you think? Answer below!
Recent Posts
- car insurance declaration page
- direct line home insurance cancellation fee
- auto insurance florida quotes
- monumental life insurance plano texas
- cal home insurance services
- life insurance claim denied
- direct line home insurance voucher
- home insurance los angeles
- car insurance prices ontario
- car insurance someone else’s car
- car insurance bad credit
- life insurance illustration software
- home insurance quotes nj
- life insurance advantages and disadvantages
- titan auto insurance sacramento ca
Important Information
- life insurance upon death
- Civil insurance of responsabilité Fitters carpet
- Susan Orman on Life Insurance
- Insurance is up in 4 days I have made a claim. Can I still switch insurance companies?
- Insurance responsabilité of the administrators
- Kucinich on Universal Healthcare
- Is it Safe to Provide Personal Data When Getting an Auto Insurance Quote?
- Dental Care Owl City Music Video
- Nissan Commercial Multi Purpose
- PC out of country health insurance quote, where do I find it?