My Insurance Haven Everything you want to know about insurance

5Jun/115

What does liability insurance give you?

Question by Aimee: What does liability insurance give you?
I recently crashed my car and it is as of now being determined to be my fault. My dad pays for the insurance so I am not sure what we get under liability. We are with Farmers Insurance and I was just wondering what usually happens here. Do they give me anything if they determine I'm at fault?
Does anyone have this insurance coverage with farmers? If so, can you please tell me what you get under it?

Best answer:

Answer by Caveat Emptor
Liability insurance protects you for injury or damage you cause to others. It does not "give" YOU anything.

Know better? Leave your own answer in the comments!

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Comments (5) Trackbacks (0)
  1. Liability only will pay for the damages to the other car.
    It will not pay for any of your car repairs.
    .

  2. First off Farmers has to be the all time worst insurance company out there, and secondly liability insurance only covers the other drivers car, you get nothing, except a lesson and a wrecked car

  3. Cleveland 10/09/10

    Liability insurance gives protection to the driver in the event of him/her being wrong in an acci-
    dent,..

    Collision and Comprehensive be insurance that gives to the owner of the vehicle coverage,.in the event the driver gets involved in an accident,..Regardless how,.right or wrong,.or,.maybe, a tree
    or light pole,.??

    Sssooo, the minimum be required,..for, protection against hitting another motorist,.,.We definitely,
    need this,.as, if you did only minimal damages,.you may still drive your auto,..See,..?!!

    Eliasis Yahwehei ( The Main Man )

  4. collision coverage, if you have it, is what pays for damage to your own car when you cause the accident.

    liability only defends you against lawsuits by other people and only up to the policy maximums.

  5. You will get nothing unless you have collision insurance. maybe you should learn about car insurance, what it covers, and what it doesn’t.


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