My Insurance Haven Everything you want to know about insurance

1. 

   poindexterwitkowsky
   June 19th, 2011 - 15:01

   ~^Health insurance companies are PREDATORS…YES..They watch MEDICARE pay BILLIONS of dollars each year and they WANT that money….If YOU and I don’t put a stop to it the REPUBLICANS will DESTROY MEDICARE & funnel the BILLIONS to the insurance companies….MEDICARE & SOCIAL SECURITY must not be touched…^^^Tell your FRIENDS FAMILY, CONGREGATION, CONGRESSMAN,….. EVERYONE!! THAT YOU WILL NOT LET THE REPUBLICAN GANGSTERS STEAL YOUR MEDICARE& THAT OF YOUR CHILDREN^^
2. 

   TheKmbt
   June 19th, 2011 - 15:49

   Ryan’s plan would give billions more to the insurance companies via vouchers. And where does the money for those vouchers come from? You and me, that’s who!

   Can you say CORPORATE WELFARE??? This nigger (Ryan) should know better! F U Ryan and the rest of your corporate slave (GOP) buddies!
3. 

   GOPkicksbutt
   June 19th, 2011 - 16:20

   Thanks to liberal policies America can no longer afford to pay for medicare, social security, unemployment and many other services. We also need to lower the minimum wage to $2/hr in order to compete with China and bring jobs back home. Fiscally responsible conservatives like Paul Ryan and John Boehner know this and are currently
   working to end these wasteful handout programs and bring the minimum wage down so that America can be great again. God bless the GOP!
4. 

   raventakayama
   June 19th, 2011 - 17:04

   @MyTemporaryAccount88 OH! I get it… and yeah I totally agree with that. Great by sabotage…that’s the way of America I guess.
5. 

   MyTemporaryAccount88
   June 19th, 2011 - 17:53

   @raventakayama “greatest country in the world”, it gets under my skin, when it’s the country leading the charge in keeping other countries from greatness.
6. 

   raventakayama
   June 19th, 2011 - 18:38

   @MyTemp uh right… I don’t quite see the relevance…
7. 

   MyTemporaryAccount88
   June 19th, 2011 - 19:06

   @raventakayama America has the greatest foundation of any country on earth, thanks to them being the first to embody the movement Mr. Payne (& others like him) worked to set afoot in world politics.

   America since it started to resemble the America of today is a long history of fucking up the entire world. AKA every other big player on the international stage in modern history, but America really does take the cake for their deception of their aggression.

   Basically all her goodness was domestic
8. 

   TheKmbt
   June 19th, 2011 - 19:27

   Everyone in Washington knows that Paul Ryan has been told he has a million dollar a year lobbying job for the health industry if he gets his health care law passed.
   Here’s how it works-he lies through his teeth to get it passed-the healthcare insurance industry makes billions more from vouchers while still denying it’s customers health care.
   Meanwhile this nigger gets a cushy one million dollar a year job as a lobbyist. Way to sell out your own people Ryan!
9. 

   CommonSenseJoe
   June 19th, 2011 - 20:19

   @SocialDissimulation Who do you think going to do the “collective decision-making”? Not you and not I! It will be the politicians and the bureaucrats who could organize a one car funeral! As your definition states socialism includes “various” philosophies and come in various degrees as well. The fact is that socialized medicine does NOT, of itself, produce a better quality of healthcare. My proposition still stands! Show me one medical company that solely operates in those nations.
10. 

    SocialDissimulation
    June 19th, 2011 - 21:11

    @CommonSenseJoe Dude, that’s not socialism you moron. 1.Any of various economic and political philosophies that support social equality, collective decision-making, distribution of income based on contribution and public ownership of productive capital and natural resources, as advocated by socialists. Note the part where it says: collective decision-making.
11. 

    CommonSenseJoe
    June 19th, 2011 - 21:48

    @lisabob22 You are so confused I don’t know where to start. Those countries with socialized medicine are going broke. They are barely surviving through rationing and price controls. Drugs companies would not survive without the profits made here in America. Insurance is NOT socialism. Socialism is running by the government. The government controls EVERYTHING, and decides what treatments you get or are even available. Insurance is ME paying to transfer the risk of a big medical bill.
12. 

    romanmir01
    June 19th, 2011 - 22:35

    @DillonDee1 Again, I am against all income taxes, so to me it is really an irrelevant point, I am against you paying income taxes, capital gains, anything.

    If there is this ‘value at the time of death’, then great. I am happy.
13. 

    DillonDee1
    June 19th, 2011 - 22:36

    @romanmir01 — I can understand how you would be misunderstanding the situation, but here is what you need to realize before we get into anything more complicated –

    If my father bought stock for $20,000, and sold it several years later for $100,000, he wouild have a Capital Gains tax on the $80,000 gain.

    But instead of selling, if he died on that day, & I then sold for $100,000 there wouild be no Cap Gains Tax ever paid on the $80K, BECAUSE MY BASIS IS — “VALUE AT THE TIME OF DEATH”!
14. 

    romanmir01
    June 19th, 2011 - 22:53

    @DillonDee1 Ha, the stock goes up in value and the moment you, or anybody sells it, they have to pay capital gain taxes (or in some cases just plain income taxes, but that wouldn’t apply in the situation you are describing.)

    If the money is realized from the sale, whatever money was made from the original purchase is taxed as income.

    Here is another problem with estate taxes: to pay this tax, the money has to be extracted, and if the money is actually a business, it must be then liquidated
15. 

    DillonDee1
    June 19th, 2011 - 22:54

    @romanmir01 – ok, let’s take an example -

    Suppose a man dies & leaves 1 Billion in stock to his wife (no inheritance tax between spouses)

    Now suppose his wife dies 10 yrs later with the stock worth 5 Billion.

    If she had sold before death, she’d owe Cap Gains tax on $4 Billion (15% today)

    Now I come along as the only son & immediately sell – I pay no tax because assets inherited are valued at the moment of death, not cost

    For this reason there isnt usually double taxation
16. 

    lisabob22
    June 19th, 2011 - 23:44

    @CommonSenseJoe where do you get your facts? Other modern countries have universal health care, at about half the cost per person. In the USA we pay twice as much on health care and have worse results. Those are undeniable facts. We have socialized health care in the USA, the private insurance companies just keep 30 to 40 % for themselves. Insurance is by definition a socialized endeavor. Think, insurance is SHARED risks, or socialism.Everybody pays for sharing their risks.
17. 

    lisabob22
    June 19th, 2011 - 23:57

    @CommonSenseJoe Medicare works great, the reason it is PROJECTED to go broke is the huge yearly increases in the private sector health care costs. This is a fact, research it yourself if you want to learn something. The Issues with Medicare are easily solved. Take out Medicare Advantage, and allow Medicare to bargain for better drug prices. Pay doctors better for better results. Take out fica taxes on capital gains for people who claim capital gains two or more consecutive years.
18. 

    romanmir01
    June 20th, 2011 - 00:01

    @DillonDee1

    First of all I am against all income taxes, so this makes your point moot and irrelevant. You are an heir to some estates, good for you, what do you want, candy?

    Any personal income taxes that are paid are on top of the business taxes that are paid, so actually no candy for you. If your relatives avoided lots of income taxes – good for them.

    Cheers.
19. 

    DillonDee1
    June 20th, 2011 - 00:05

    @romanmir01 – the reason i asked is that I’ve been an heir on 3 Estates with Inherritance Tax & if people havent been an heir they dont realize that the talk of “double taxation” is mostly myth & usually most of the estate value hasnit been taxed abd never will be.
20. 

    romanmir01
    June 20th, 2011 - 00:28

    @DillonDee1 What does it mean “have I been on an estate”?

    Do you mean have I personally received anything?

    I was born in USSR, I had to dig myself out of that hole, and my parents had nothing, so no, unfortunately that didn’t work out for me.

    Whatever my businesses provide though, I am likely going to leave to my kids and not to yours, capice?
21. 

    DillonDee1
    June 20th, 2011 - 01:00

    @romanmir01 — have you been on an estate w/ inheritance tax?
22. 

    romanmir01
    June 20th, 2011 - 01:31

    @DillonDee1 When somebody makes their money, they are the only judge of how to spend it. They can burn it, they can throw it into the sea. Try and tax that.

    So no, I am completely 100% against any taxes on income, understand? Inheritance tax is a double income tax, as the money were already taxed one time prior (and possibly more than once, since there also were corporate taxes.)

    Unless you can force me to pay a tax on money I burn in a stove, you can’t have inheritance tax

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