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How much automobile liability insurance is enough – $1 or $2 millions?

My insurance has " strongly recommandé" that I should increase my d' insurance of responsabilité automile of 1 million à 2 million dollars, although I n' do not have impliqué in an accident. I wonder whether c' is à cause l' possible increase in the industrial accidents these days. You think that l' increase in l' is insurance responsabilité nécessaire?