How can I obtain product liability insurance for a new baby product I invented?
Question by Jen: How can I obtain product liability insurance for a new baby product I invented?
I have searched for insurance companies and agents everywhere for this but the only one or two companies I have found only insure multi-million dollar companies. I am just starting out and need to find product liability insurance before I can start manufacturing and selling. Please help!
Best answer:
Answer by Your account is suspended
Find the largest independent insurance agent in your area and speak with them. They will represent many companies and can shop the product to the companies.
I am an independent agent and we have written many product liability policies. If you contact enough independent agents you will find one with a market for your product liability.
EDIT: The coverage by name you want to be looking for is..."Product and Completed Operations Liability"
What do you think? Answer below!
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April 14th, 2011 - 08:18
I live in SA so things may be different where you live.
I would go about insuring your business with a short-term insurance company and adding public liability to your policy normaly they will specify the amount.
I dont think there is such a thing as “product liability” insurance rather personal liability insurance and that is normaly dealt with by specialist insurers.
So I would go with option A.