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home insurance rip off

home insurance rip off

car accident in New York. willingness to pay his insurance?

On the way to work at home last night I had a cut Minor accident.The other driver in my lane at an intersection and I honked my horn and sped up to try to avoid it but he always managed to pull the back of my grandfathers car.He admited he was responsible for 100% and I filled a police report. But my grandfather did not crash on this car, just a regular coverage. Is the man who hit me insurance cover this?

His insurance company must complete a full investigation responsibility. The description of the loss is a bit confusing. They will talk with him, and you see the police report. They may need to investigate loci (photos of the intersection). After completing his investigation, he will tell you if they accept responsibility. NY is a pure comparative. Meaning, if you, for some reason have been considered 60% at fault in an accident, it could still collect 40%. If insurance company refused the request, they must send an official letter to you with information on how to contact your insurance commissioner dispute. Call her career, and report the loss of day. You may also be entitled to a rental car while your vehicle is repaired. FYI - NY No-Fault Act refer to as accidents only. If you have been injured, the mandatory PIP insurance should pay for taking drugs and lost wages. You can file a claim for non-economic losses, if you have suffered a "serious" injury.