17Mar/1025
Chairman Stupak on Rescission Practices of Health Insurance Companies
Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled "Terminations of Individual Health Policies by Insurance Companies." The hearing examined the practice of "post-claims underwriting," which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered. The Committee conducted an investigation into the practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, unitedhealth Group, and wellpoint.

March 17th, 2010 - 12:54
malibu loves to buy insurance coverage for govt employees like Stupak who won’t vote to give him health care insurance.
March 17th, 2010 - 13:02
No public fund to Stupak!
If patients die because of his killing the health bill, he is a killer.
March 17th, 2010 - 13:38
C' is a local question and the marché. Im to speak about fédéraux programs of Govt socialisé. Your case could être a monopoly, not certain that I n' do not have all facts à this subject right your 2 sentences. I worry about the liberté, thats what I want for you and me. Liberté to make your own important décisions. Explain me how in a free marché since the crA©ation of country à 1913, we do été have if prospère without Gvt fédéral interventionist? C' is the file of privatization.
March 17th, 2010 - 14:34
mailbu: " except if you have a gouv which is d' to intervene and to lead the co
March 17th, 2010 - 14:39
It’s just like any other industry as technology gets better and we get more efficient the cost will drop ie. cell phones, computers. unless you have a govt that is intervening and driving costs up. The govt always pays top dollar never a competitive price because the money is not coming from there own pockets but from ours. Medicare/Medicaid are huge failures because of this. I never asked for any of these govt subsides. You can have them all now. There are plenty of local weather stations.
March 17th, 2010 - 14:59
Keep up the good work, Mr. Stupak!
March 17th, 2010 - 15:55
malibuhur12: “If it wasn’t for the governments involvement in healthcare the costs would be going down. ”
How so? Pretty vague supposition.
“I can rely on other methods to get information on weather and travel. ”
Then why don’t you, so I can stop paying for your information, freeloader? Why should I have to pay for your weather information and other stuff? Give me a date when you’re going to stop taking away my money. Not too happy paying for Hallibacon’s no-bid contracts, either.
March 17th, 2010 - 16:48
as a component Stupak, I applaud his efforts. However, the proof will be in the pudding, as my vote in his reelection. So I say this: Mr. Stupak: support the government’s option. Its the only obstacle to the balance of power that currently resides with U.S. companies, not interested in serving their members, but the profit at any price. How the law in this country are struggling to sucked into the heartless bastards in the business of insurance companies is beyond my comprehension.
March 17th, 2010 - 17:24
If it wasn’t for the governments involvement in healthcare the costs would be going down. I can rely on other methods to get information on weather and travel. The private sector must be allowed to function without any government involvement. When you have real competition (not govt) prices go down and quality improves. It is the survival of the fittest. You need to look at free market economics. We cant afford these programs anyway, our debt is growing exponentially and we do not make anything.
March 17th, 2010 - 17:32
Roads are property taxes. Its not that I don’t want to pay LEGAL taxes. Example, the Federal Income tax is not legal, because it is not apportioned. Via constitution all taxes collected by the FEDERAL government must be apportioned. I understand insurance and right now I do not have to pay for insurance unless I choose to. Under Obamacare I would be forced with is not freedom. Instead of an insurance company cutting your benefits it will be a govt bureaucrat. We need a TRUE free market not govt.
March 17th, 2010 - 17:40
Malibu: “For example, I do not want to pay for your health insurance.” For example, I do not want to pay for your roads or weather reports. Where in the Constitution does say something about the weather? Get your travel information at your own expense do not seem to understand insurance. You’ll still have to pay for insurance, it’ll just cost less and some bureaucrat ins co can not cut it if you get sick. Google “house road death to die” to see how the current system. You likee?
March 17th, 2010 - 18:17
Mr. Stupak Kudos! These vultures are heartless and should be followed this year!
March 17th, 2010 - 18:38
malibu: “911 Emergency, how will you pay?”
Yeah, right.
Chicago privatized parking meters. Price went up 4x, meters are no longer getting maintained, and police still have to enforce at taxpayer expense. In the SE US, some water depts were privatized. Rates also went up 4X, and faucets ran dry in some towns. Is that what you want? If so, why? I don’t get it. Are you so rich you don’t care?
You MUST look at the record of privatization first, then decide.
March 17th, 2010 - 18:54
If you want May réafficher what j' have répondu à you about I are of your côté on this point
March 17th, 2010 - 19:21
these are the facts, most of this debt came from a war that was not entirely ours, so now the U. S. suffers, and the fact is it hits our well being first, health care, food costs sky rocket, and remember the gas prices, the poor are hit the hardest and when you get sick that puts you in the poverty bracket because you just lost the pay you needed, so let’s say 100 k is your income you now have cancer your income is now 15k, can you live on that and pay your bills? that is the point and a good one
March 17th, 2010 - 19:47
If the government takes over health care, what is our guarantee that this will change, our families depend on public insurance today and if it is their way of dealing with it then they may well leave Similarly it is because there is no difference in how it is handled
March 17th, 2010 - 19:49
Imagine if, in 1966, then President Lyndon B. Johnson had tried to determine what the emissions levels of America should be 42 years into the future. Even if he had gotten together the best and brightest minds of the day, it is unlikely that his advisers would have come up with data that could have anticipated either our energy needs or our standard of living today. Lawmakers wont admit it but, policymakers today are similarly handicapped when it comes to predicting our future needs
March 17th, 2010 - 20:21
We had this system once; a long time ago. We chose to change it. And now it’s time to take another step forward.
March 17th, 2010 - 20:55
Let’s recognize that many of these problems exist in an individual market. Until individual coverage is changed across all states; people will continue to be denied or coverage rescinded. Healthcare also does not belong in the employer market. Optimal health of our people should be a priority for our country; as Americans we should demand the best and bolster any way we can. We support other industries that pollute our air and contaminate our land and water without any after-thought.
March 17th, 2010 - 21:19
Swatiska, says something to you is, Corriger, Swastika!
March 17th, 2010 - 21:41
I was 17 years BCBS @ @ $ 7500 I used it once in the year 17, the OBGYN gave me Vioxx and liquid narcotics for female cancer I had to beg to get the cancer removed , 6 months after I was told BCBS would cover more cancer in me.
March 17th, 2010 - 22:15
Even with the fact that it is not in the Constitution for “health” national free, we are already broken and massive debt. Bush put us in more debt than any other president combined and now Obama has already (without health care spending over accumulated more debt) than any other president (Bush inc.) Meeting. The fact is that we can not afford it. Our dollar is worth 4 cents of what it was in 1913. The Federal Reserve (the real culprit of the boom bust cycle) swells like never before. EVER.
March 17th, 2010 - 22:47
It’s definitely not greedy doctors. The dollar amounts on my doctor paycheck haven’t changed in 15 years. If you count inflation, I make significantly less than I did in the past. The money is in the system somewhere. Your doctor isn’t getting it however.
March 17th, 2010 - 23:08
mailbuhur12, we already pay far more than any other country in the world. 19% of GDP, which is direct costs, excluding any costs related to bankruptcies, lost mobility, lost time by patients, the opportunity cost of patients who have time to spend hours and hours talking with insurance companies, etc. The only get a free meal are insurance companies, they take only cash, while Medicare and Medicaid are stranded with patients at risk.
March 17th, 2010 - 23:29
True, still they are not private. Think of all policemen being like “dog the bounty hunter”, and asking you for an insurance card before providing their service to you. Would you like that? What about firemen coming to the front of your burning house and just watching it burn down because you had no “coverage”.