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car insurance types explained

car insurance types explained

Insurance laws subcontractor ... Whos responsible??

My friend is a car (for an auto auction company) Porter in Michigan and this past winter, he had a fender Bender has caused damage of about $ 2,000. His boss did not require to perform any type of insurance and works 40 hours per week + always leaving the same building at different locations throughout the state (which is technically there a subcontractor?). Now that her boss takes $ 100 a week from my friends pay to cover the damages (about $ 400 - $ 500 Wkly avg pay). Since it was never necessary to carry insurance is responsible? I used to work construction and my Boss made his submarine so that insurance would not be responsible for their misfortunes ... So how can he know if she claimed her boss his insurance and accumulated? His boss did not give him any damage or document explaining the work made him sign anything saying he could not take his check. Ive spent hours on here trying to find answers and I can not browse through all the BS to find the simple solution ... Anyone help?

Have your friend fill out all tax forms when he first started as a 1099? The best way to know is on his check pay. The contractor withdraw money for taxes? If he does, it is not a subcontractor. If getting paid a fixed amount or an amount for each car, it could be considered one. Contractors have always submarines send a copy of their insurance, including policies responsibility. This is the norm. I think the auction co., And his boss is screwing him. How could it be considered a subcontractor?? He is an employee. You can contact the city you live to see what the matter is the business of the employer. It sounds fishy to me. What if one of the "car totaled? Someone would have to cover the cost of the car. There is no employee would be able to cover this cost. It can not garnish his wages is illegal. Your friend is really getting fucked. The result depends on what to do about it. I just looked at a few ads to work for an auction of cars. there is no mention of subcontacting. You work for them, they offer good pay and benefits. You friend get fucked.