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car insurance oem parts

car insurance oem parts

Deductible insurance how do I pay?

Ok so here is the thing. A guy has to be removed in a parking lot and hit my driver side back door, wheels, brakes and bumper causing $ 5,000 damage. I'm in NY> Ok, so now I shall file under my insurance to save time and pay the $ 1,000 deductible in case of need, and since then he is at fault, let go after his company insurance. OK So the question is: my car is no longer under warranty manafucturer, is it any way I can tell the body shop Ford - Liberty Mutual insurance company shop you want, put the original parts, not on my car (such as doors and bumpers) and take the money saved from that and use it for my franchise? Or is there anyway I can do that is another store in the body? and if so, how would I go about this, and is it legal?

Short answer, yes .. possible. I made ... For example: Geico prepare an estimate with OEM / new parts, shop parts non-OEM/used and saved me half of my deductible. It is legal because you do not necessarily co defraud insurance. They create an estimate of what they think it will take to repair the vehicle in the same state. IE: If they have 10 hours of work painting and found it takes only 5 .... or if they write a new door panel, but news can not be found, it will not change the dividend payment. What if she winds up taking more time or more $ $ $. Can a body shop to the dealer for you? Probably not. The place I went to a mother was well known and equipment pop. They found a panel used to me a little Unless a new saved me $ 250. It seems perfect, perfect fit and is guaranteed for life by The Body Shop. It was much harder for a employment for them have to work with and cut, but I think they did not care really.