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Bearman Insurance Agency LLC

Bearman Insurance Agency LLC knows the insurance industry can often be a BEAR. So entrust your insurance needs to these smart insurance brokers who KNOW the industry and have an insiders' viewpoint. Flood insurance, boat insurance, auto insurance and more are yours at great rates just for the asking. Based in Navarre, Florida, Bearman Insurance Agency believes you can get better insurance with honey than with vinegar. Visit us www.yellowpages.com
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Video from our FREE Online Business Course www.myownbusiness.org Session 6 - Business Insurance Question "Should a start up business person save money by being self-insured on property and liability insurance?" Kelly Davis Insurance Agent Topics covered in this video: Business insurance, self-insuring Transcript: The easy answer would be: absolutely not! There is just too much to lose and it can be lost in a second. Think about Katrina. In a blink of an eye everything was gone for people: restaurants, office buildings, you name it. And some of them didn't have insurance or they didn't even have flood insurance which is a kind of crazy if you're in a gulf area. But a lot of people didn't have it. I have a buddy from college and his house was flooded up to eight feet and he didn't have flood insurance. So he probably thought that he was invincible. We all do in some respects but insurance is the cheapest way to insure your future and your livelihood. It's just that simple. How do you self-insure for a million dollar loss? Somebody could slip and fall on a banana peel that you left on the floor in your smoothie business and they may need hip surgery--and where are you going to get the money? It might cost you 0 for a business owner's policy or up to a 00 or more depending on how much equipment you have. You just can't afford to self-insure.
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